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Andy Fullard

Discounts

NHS Discount List

We’ve updated our huge A – Z NHS discount list to show you exactly where you can make some great savings online.

Lots of new offers and discounts have been added to the comprehensive list, which features over 250 of the biggest brands and retailers.

Click on the retailer or brand to see the current discounts on our website.

Don’t forget, you need to be a member to use our discounts. It’s free to join and free to use, sign up today!

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Click on the banner below to become a Health Service Discounts member and start saving with our discounts!

NHS Christmas Discounts

Discounts

Huge A-Z NHS Christmas Discount List

Stuck for Christmas present ideas for your friends and family this year? Don’t worry, as always we’ve got your back.

We’ve put together this huge NHS Christmas Discount List so that you can easily find where you can pick up a bargain this festive season.

Simply click on the brand and it will take you to our offers. Don’t forget that you you need to be a member to claim our discounts, sign up today for free!

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Discounts

The Ultimate NHS Discounts List for Parents

It’s finally here, an NHS discount list for parents with all the best deals to help save you some money. 

Being a parent and working in the NHS at the same time can be difficult.

All the long, demanding, energy sapping shifts, school runs, cooking, shopping, housework and family time can really take its toll.

But we bet you wouldn’t have it any other way, right?

We thought so.

To show you how much we appreciate the fantastic work you do for your family and for others, we’ve put together our ultimate NHS discount list for parents.

We’ve taken a selection of discounts from our website that we think are useful for parents to help you save some money.

Simply click on the brand or retailer below and it will take you to the offer.

If you haven’t already registered with us, you can SIGN UP FOR FREE today!

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Sign up for FREE to today and start saving with our NHS Discounts!

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Discounts Money Saving Tips

How to Claim a Discount and Save Money on our New Website

Claiming a discount has never been easier! Our brand-new website recently launched, and we’re delighted with it.

Not only does it look great, but its much easier for our members to use and claim a discount.

Here’s a quick guide to who you exactly how to sign in to your account, how to find the discount that you’re looking for, and how to claim a fantastic offer.

 

First of all, what’s new on our website?

There are some fantastic new features that we hope you love just as much as we do:

  • New branding: not only have we got a new website, but our branding has had a slick makeover too. New logo, new colours, even more amazing discounts.
  • More intelligent searches: we’ve added a powerful on-site search system that makes finding discount even faster. Simply start typing and the search tool instantly recognizes the brand you’re looking for.
  • Precise Recommendations: our new website can now recommend personalised discounts that we think you’ll love.
  • Improved navigation: upgraded, intuitive navigation makes the website’s performance much more efficient, allowing you to find the deals that you want much quicker.
  • Delivering content: the new website is now able to bring members key pieces of engaging content, news and guides.

 

How to sign in to your account

It’s really easy to sign in to your account and you can start saving money with our discounts as soon as you are registered.

Mobile:

If you’re using a mobile, click on the menu bar in the top left of your screen.

Homepage Menu

 

This will open the menu and you will see the Sign In button.

 

Sign In Button

 

Click on the button and it will ask for your Sign In details. Simply enter your email and the password that you chose when you registered with us.

 

Sign In Details

 

If you’ve forgotten your password, you can contact us on Customer Services or send us a message on social media and we can reset it for you.

 

Desktop, laptop or tablet:

If you’re using a desktop, laptop or tablet, the Sign In button is on the top right of your screen. Just like on mobile, enter your Sign In details to access your account.

 

Website Discounts

 

How to claim our discounts

If you haven’t claimed a discount yet, don’t worry it’s not complicated.

Once you find a discount that you like, click on the offer to open the page.

When you click Get Code button, our partner’s website will open in another tab.

 

Jet2holidays discount

 

You’ll also see the page below. Simply click ‘Copy Code’.

 

Jet2holidays voucher code

 

You can then open our partner’s page and make your purchase. At the checkout, simply paste the voucher code to claim the discount.

 

Jet2holidays

 

This is the same on desktop/laptop/tablet.

Not all offers are the same; some don’t require a voucher code and the prices shown include the discount.

Others may require you to claim the deal in-store or over the phone.

Don’t worry, there are instructions on the offer page that will explain this.

 

Don’t forget to look out for our emails and on our social media pages to keep up-to-date with all our latest and best discounts.

NHS Discount list banner

Money Saving Tips

NHS Staff & Agency Staff Could Be Owed a Share of £Billions for PPI

Did you know that NHS and agency staff could be owed a share of £billions for mis-sold PPI?

While more than £27 billion has already been paid out in successful PPI claims, there is still the potential for billions more to be paid before the claims deadline comes into effect on August 29th 2019.

Unfortunately, not all sales people followed the correct procedure as they should have done and policies were mis-sold for decades.

Amazingly, sometimes PPI was added to an agreement without the knowledge or consent of the consumer, which means they were paying PPI premiums every month without knowing it.

The boom of mis-sold PPI

NHS staff owed PPI

PPI was mis-sold on an industrial scale to people in all walks of life mostly between 1990 and 2010, many of whom were health sector workers who should never have been sold a policy in the first place as they may not have been able to claim on it.

Payment protection insurance is a product designed to help borrowers continue to make their repayments on a financial agreement if they must come out of work through accident, sickness or ill health.

However, the clauses within the policy and the suitability of healthcare sector workers may have prevented NHS and agency staff from ever being able to make a claim.

Policy exclusion clauses

Exclusion clauses built into the policy could make it impossible for the consumer to make a claim. Sales staff were supposed to make people aware of what those exclusions are but often failed to do so. These included:

  • Those in seasonal or part-time work (under 16 hours a week).
  • Employed on a temporary or contract basis.
  • Self-employed.
  • Aware of the possibility of redundancy in the future.
  • Having pre-existing medical conditions
  • Suffering from stress or backache
  • Under the age of 18 or over 65 years

Suitability for healthcare workers

There were other restrictions too. The one which may be relevant to some NHS staff is that sickness benefits could cover the cost of payments for up to a year which could make any PPI policy inappropriate.

It was the responsibility of the sales person to establish suitability. As soon as they were informed of the sick pay status if this deemed the policy unnecessary they should have called off the sale.

Agency workers

Agency workers may carry out the same role as an employed worker in the NHS or private healthcare, and you might think they could make a claim if they had to come out of work for any reason – but this is not necessarily so.  Unlike healthcare professionals within the NHS, the cause for mis-selling may not be due to sick pay & benefits.

With many self-employed agency workers, the policy could have been inappropriate because their employment status could mean that they would not have been able to make a claim on the policy.

What type of agreements could you have been mis-sold PPI with?

PPI has been mis-sold on a wide range of financial agreements. If you have ever had any of the following then you could be eligible to make a claim:

  • Loans
  • Credit cards
  • Mortgages
  • Overdrafts
  • Store cards
  • Mail order catalogues

Exactly how could PPI have been mis-sold to NHS staff?

Below is a checklist of the different ways in which PPI could have been mis-sold to you dependent on your circumstances at the time:

  1. Were your earnings while off sick guaranteed for six months or more and enough for you to live off?
  2. Did the sales person ask you questions about your age, employment status or health?
  3. Were any of the exclusion clauses mentioned?
  4. Were you told that PPI was optional or did you feel pressured into taking the policy out?
  5. Were alternative policies discussed?
  6. Were you advised of the cost of the premium as a separate item?
  7. Were you even aware that a policy had been sold to you?
  8. If it was a single premium policy, were you made aware of how much commission you were paying on the sale?

If the answer is no to any one of these questions, then it is possible you may have been mis-sold your PPI policy.

Even if the agreement the policy was connected to has finished you might still be eligible for a refund of all the premiums you paid along with additional interest. 

How do you find out if you had PPI attached to your accounts?

If you would like more information and to check the PPI status of any current or former financial agreements, take advantage of a free PPI check with Health Service PPI Check.

Sources
https://www.fca.org.uk/ppi/ppi-explained
https://www.fca.org.uk/ppi/eligible-claim-mis-selling
News

Health Service Discounts Give a Helping Hand to a Healthcare Hero

We saw the recent news story in The Sun newspaper this week about an NHS worker who was hit with a large fine for overstaying in a car park after helping a man who had collapsed, and we decided that we wanted to help.

Margaret Kidson, who works at a health centre in south east London, received a £100 car parking fine for running over by 11 minutes, as a result of helping a man who had collapsed from an epileptic fit in the street. Margaret spent 20 minutes providing assistance to the gentleman before further support arrived.

We were sorry to hear that Margaret had been left out of pocket as a result of going beyond the call of duty, especially as we understand the hard work that health care professionals put in every day to look after our nation.

At Health Service Discounts, we pride ourselves on helping NHS and healthcare staff save money using our discounts, so to hear a story like this obviously grabbed our attention and we wanted to do something to show our appreciation for Margaret’s amazing efforts.

For us, good deeds should be rewarded. So, we decided to contact Margaret and offer her £100 worth of vouchers from M&S, one of our Cashback Card partners. We hope this will go a little way to encouraging more people to give back to their community and inspire more people to be a bit more Margaret.

Margaret was delighted to receive her vouchers, saying:

“I was totally appalled by the fact that tending to someone in an emergency did not qualify for exceptional circumstances for overstaying the parking time. It made me feel like not bothering to help anyone again but with the kindness given to me by Health Service Discounts it has restored my faith in humanity and I realise there are more kind people in the world than unkind.”

We’re just glad we could help.

Healthcare Discounts

Career

Getting Your First Job in the NHS: Tips to Help You Succeed

The NHS; it’s the nation’s proudest achievement, something that we need to protect as much as possible. One way to do that is to find the right people to work within this incredible structure, which is why there are so many different routes into working in the NHS.

Below, we’ve put together some hints on how to get that first, all-important job with the NHS, with tips to help you succeed. Enjoy!

Qualifications

Laboratory Student

If you want to become a doctor, nurse, or any other medical practitioner, you will need the right qualifications to do so. This means going to college and university and gaining a degree, which will then enable you to take the next steps, whatever they may be.

However, what’s wonderful about the NHS (amongst many other things) is that it is the world’s fifth largest employer, caring for over 64 million people, so as you can imagine, although medical jobs are important and need to be filled, there are plenty of other things that you can do in the NHS if you don’t have the desire or the skills to become a doctor, surgeon, nurse, or physiotherapist (to name just a few jobs).

 

Decide on a path

Almost half of the jobs available in the NHS are non-medical, and although training will be required on most of them, what’s more important is your life skills.

If you’ve got the right set of skills, the world – and more importantly, the NHS – is your oyster. The first step is to work out what you want to do, and what matches your skills. If you’re good at organising people, then a managerial or office based role might suit you. If you prefer getting your hands dirty, then a construction role might be best for you.

 

Stand out from the crowd

Many people like the idea of working for the NHS. It’s a rewarding place to have a career, and that career can be one that lasts for a lifetime. Not only that, but it’s possible to get special discounts on insurances, utilities, travel, even general shopping. You can sign up to our discount service for free, and collect rewards instantly.

There are many perks, and many rewards, not least of which is you’ll be working somewhere that really makes a difference. It’s essential that you stand out from the crowd if you want to beat the others clamouring for the same role. To do this, you will need to demonstrate your passion, and how committed you are to not only the job itself, but to helping others in general. Experience in volunteering can help you here, but if not then use your covering letter to make a good case for yourself.

 

Work experience

NHS career

Work experience is always a good idea for anyone hoping to find their first job in the NHS. Not only is it a practical way to gain the skills needed, but you’ll also be able to get a true feeling for what the work will be like.

You can then explain how much you enjoyed your work experience opportunity, and use what you learned to explain why you would be the best person for the job.

 

Did you know, NHS and healthcare students are entitled to use our discounts? Click the banner below and join today for free!

Healthcare Discounts

Discounts

Can Non-NHS Staff Benefit from Using Health Service Discounts?

We’ve provided discounts to NHS workers since 2001, helping staff make some great savings on their purchases. But recently, we’ve been able to open our discount scheme up to non-NHS staff so that they can benefit from our offers too.

We’re delighted about this because all healthcare workers do an amazing job, regardless of their role and the organisation that they work for.

It’s our little way of saying thank you for doing such a great job and looking after the health of our nation.

Let me explain.

Exactly who is entitled to use our discounts?

  • NHS staff (full time, part time or temporary/bank)
  • GP staff
  • Dental practice staff
  • Pharmacy staff
  • Retirees of any of the above groups
  • Carers (including unpaid, e.g. caring for family member.)
  • Students and trainees (e.g. medical or nursing students)
  • Support Workers
  • Social Care workers
  • Volunteers in the health sector
  • NHS related charities
  • Hospice staff
  • Foundation Trust members

It really doesn’t matter what your role is, if you work for a healthcare organisation then you are entitled to benefit from our scheme.

 

But all the offers say, ‘NHS discount’ on them?

Please don’t worry about this or let it put you off using an offer.

We’re in the process of updating our website to reflect the changes to our membership. We’ve been working hard to make this clearer on our site and we’ll be announcing some exciting information about this very soon.

Unfortunately, there are still a small number of discounts on our website that are for NHS staff-only, e.g. our Cashback Card. Unless the offer states that you need to enter NHS ID details, provide NHS ID in-store or at the point of purchase, or if it requires an active NHS email address then you can use the discount.

If you have any questions about any of the deals you can contact our Customer Services or send a message on social media.

 

OK, so what’s the catch?

What's the Catch?

There isn’t one.

It’s free to become a member of Health Service Discounts and it doesn’t cost non-NHS staff a penny to use our offers.

We work with big brands and retailers, which allows us to provide our discounts to healthcare workers free of charge.

You simply choose to use whichever discounts that you like.

 

How do non-NHS staff sign up?

It only takes a couple of minutes to join and you can start using our discounts right away. Firstly, go to our new member registration page and fill out the details on the form.

Registration Form

You need to select the appropriate member type on the first page of the form. The options are quite self-explanatory, however, if you don’t work in the NHS and don’t match any options, please select ‘Other’.

Non-NHS Staff Members

Follow the instructions on the following pages and then you’re ready to go.

Once you’ve registered, you’ll receive a Welcome Email which provides more information about our discount scheme.

Welcome Email Non NHS

 

How do I use a discount?

Once you’ve found an offer that you want to use, make sure you’re logged into your account and click on the offer.

To claim the discount, click on the green ‘Get Deal’ button. This will take you directly to our partner’s website to make your purchase as normal and the discount will be added automatically. Further details on each individual offer can be found in the Terms and Conditions section.

Holiday NHS Discount

Alternatively, you may be presented with a voucher code. You need to Copy this code and click the ‘Get Deal’ button again. You’ll then be able to make your purchase and enter the voucher code at the checkout to get your discount.

 

So, what are you waiting for?

I hope this has ironed out any questions that you may have had about who’s entitled to our discounts and how to use them.

We work hard to bring our members the best deals from the biggest brands to help you save money on your purchases.

Enjoy!

Don’t forget you need to be a member to use our discounts. Sign up for free today.

Healthcare Discounts

Uncategorised

Who needs the latest phone? Here’s why the sensible money is being spent on iPhone 7

Are you ready to upgrade your phone but struggling to decide which one to get?

I’ll be honest, it’s a tough decision, not least because of the expense.

iPhone 8, iPhone X and Google’s Pixel 2 have launched recently but with their pretty chunky price tags, you ask yourself “is it really worth it?”

You might even be considering sticking with the phone you’ve got. After all, you can still see through that cracked screen and the buttons still work… well, some of the time.

It’s easy to get carried away when you’re upgrading, and Apple are certainly very good at luring you in with all their talk of fancy new features on their latest devices.

Now, stop for one minute.

Take a breath and think about it.

Is a more expensive phone contract with a hefty upfront handset cost really what you want? And more importantly, can you truly afford it? If your honest answer is ‘yes’, then that’s great – go for it and enjoy!

But, if you’ve (reluctantly) come to your senses, then we’ve got the perfect phone for you…

Last year’s bright young thing – the iPhone 7.

And I’ll tell you why:

1. The iPhone 7 is a much cheaper option

iPhone 7 Black

The first, most obvious, and most important point; the iPhone 7 is much cheaper than the 8 and the X.

The iPhone X currently weighs in at a whopping starting price of £999. On a contract, you’re looking at around £79.99 per month, plus £99.99 up front.

The iPhone 8 is coming in at around £849, and on a contract for £49 per month, plus £29.99 up front.

In comparison, you can pick up an iPhone 7 using one of our discounts for FREE, with a monthly contract of just £32.99.

 

2. iPhone 7 looks very similar

iPhone Comparison

Size-wise, there’s not a lot in it. The general look of the phones are very similar too, particularly the 7 and 8.

One of the biggest changes to the iPhone X is the edge-to-edge screen and they’ve removed the infamous Home Button. This does give it a very slick and modern look, but many people are fond of the Home Button and its ease of use.

 

3. The tech on the iPhone 7 isn’t much different

iPhone 7 Tech

The iPhone 7 is similar to the iPhone 8 and not too far behind the X in terms of tech. It still packs an extremely powerful hardware, with great speed and overall performance.

If you are looking for a phone with blazing fast performance, then obviously the iPhone X is going to outshine the iPhone 7 all day long. But the iPhone 7 still holds its own and you must consider whether this extra kick in performance is worth the additional cost.

 

4. The iPhone 7 has an aluminium back rather than the iPhone X glass

iPhone X

One big change for the iPhone X is that the back of the phone is now made from glass. This isn’t great news for all the butterfingers out there, because now there’s not one screen, but two that you have to worry about.

The glass back does add a fantastic look and feel to the iPhone X, that you don’t get from the iPhone 7’s aluminium casing. But having extra protection from the foreseeable shattering after a few wines on the weekend could work out cost-effective in the long run.

 

5. The camera quality is similar for rear, front camera almost identical

iPhone 7 Camera

The camera on mobile phones is a very important part in the decision-making process, everyone needs to take the perfect selfie, right?

You’ll be pleased to hear that there isn’t a great deal of difference between the iPhone 7, 8 and X. They all have 12MP cameras and many of the other features are the same, although the iPhone X has some additional features like Portrait mode and lighting.

NHS and healthcare workers can pick up the fantastic iPhone 7 at a great price using one of our amazing discounts.

Still not convinced? You can still grab some great deals on the iPhone 8 and the iPhone X with our discounts.

 

Uncategorised

HUGE Week of Prize Giveaways Coming Your Way!

We’re bursting with excitement here at Health Service Discounts because we have a huge week of giveaways coming your way this Black Friday.

The run up to Christmas is always a crazy time of year and we’ve been very busy securing the best discounts and deals for our members.

But this year, we’re going even BIGGER than ever before!

You work really hard throughout the year looking after our nation’s health. As a small thank you, we want to reward our members with something special this Black Friday.

Alongside our amazing offers, we’re giving away thousands of £££’s worth of prizes every single day throughout Black Friday Week.

We’ll be sending themed email newsletters each day, which will be packed with amazing discounts and details of the fantastic giveaways.

It will be open to members-only, so make sure that you’ve registered with us to receive our emails.

Trust me, you don’t want to miss this.

Black Friday Banner