Monthly Archives

May 2018

Discounts

Top 5 NHS and Healthcare Discounts for June

New discounts are here for June and with summer around the corner now is the perfect time to make a saving in time for the holidays.

We’ve got some great deals for you across finance, travel and shopping that you don’t want to miss out on.

These are our top picks for June that we think you’ll love.

Jet2Holidays

Jet2Holidays

Looking for a last-minute deal or maybe you’re planning a winter break?

From the old and historic streets of Prague to the beautiful sunny beaches of Malta; Jet2 have lots of fantastic destinations to choose from.

They are currently offering £100pp off all holidays and as an NHS exclusive you can get a further £25 off your booking with our NHS and healthcare discount.

 

GHD

GHD

Create summer beach waves or sleek and stylish with GHD.

They have everything you need to keep your hair looking and feeling fresh.

They are currently offering an exclusive 10% discount for Health Service Discounts members, a perfect treat for yourself or your partner.

 

PPI

PPI

Add to your holiday fund by checking if you are owed money from PPI.

The FREE Check has been used by 1000’s of NHS staff already and more than£29 billion has been claimed since 2010.

The Financial Conduct Authority has now set the deadline for reclaiming PPI – 29th August 2019.  If you are unsure about having been mis-sold PPI on loans, credit cards, mortgages or store cards you can receive a  FREE PPI check here.

 

Otty

Otty

 

There’s nothing better than finishing a long shift and getting into bed.

It’s important that you get plenty of rest to recover and having the right mattress can help you sleep better.

If you suffer from aches and pains, then the OTTY mattress is for you.

They feature pocket springs and cooling blue gel memory foam to create the best support for your body.

NHS and healthcare staff can receive £25 off mattresses plus two FREE pillows here.

 

Holiday Extras

Holiday Extras

You want your holiday to be cost-effective and run as smoothly as possible.

Holiday Extras is the UK market leader for travel add-ons including airport parking, car hire, airport hotels and airport lounges.  See what offers are available to you.

 

We have hundreds of exciting discounts on our website that you could be missing on. If you haven’t already registered sign up here for free to start saving!

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Lifestyle

NHS Discount List for Fitness

We have all the fitness gains to your muscle pain. 

Whether you’re just starting out or well into the swings of things, boost your motivation by making a saving. We have a variety of fitness discounts across gym memberships, healthy food, sports clothing and beauty.

We’ll ensure we have the best discounts available to keep you reaching your goal.

Click on the retailer or brand to see the current discounts on our website.

Gym memberships

Dieting

 Cycling

Clothing

Beauty & Fragrance

If you haven’t already registered, you can sign up here for free to start redeeming discounts on all things health and fitness!

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Money Saving Tips

Are You Paying Too Much On Insurance?

If you’re looking to cut back on costs and wondering where to start, then checking how much you’re paying for insurances is a great way to save some money.

We know shopping around for insurances isn’t the most exciting thing to do in the world, but if it means saving hundreds of pounds then it’s worth it.

So, grab yourself a coffee and strap yourself in, we’re going to help you cut back on your outgoings.

 Car Insurance

Car_Insurance

Car insurance is on the rise every year and can take a big chunk out of your driving budget.

It’s important to know what to do when looking to renew your insurance so you’re not splurging out.

 

Shop around

Don’t automatically accept your renewal quote each year. Look around at other insurers first.

A lot of insurance companies provide the best price for a driver’s first year with them.

If you feel your renewal price has risen a considerable amount there is no harm at looking at other companies before accepting.

It could save you a significant amount of money year on year.

 

Don’t leave it until the last minute

Start looking at other policies at least a couple of weeks before your current one runs out.

Don’t run a quote a day before your old policy runs out, you’ll find the price is a lot higher than if you looked a few weeks or a month before. This is because insurers know you’re running out of time and therefore more likely to pay a higher price.

Look for an insurer who is willing to lock in the price earlier than when your renewal is up.

 

Don’t put everyone on the same policy

Even though this is more advantageous for young and new drivers this isn’t the case for more experienced drivers.

The more people who are included on one policy, the more expensive it is likely to cost.

Although it can be better for you to be on your children’s policy as a second driver, including them and others on yours may impact the price drastically.

 

Increase voluntary access

The higher the excess on your policy (the amount you contribute towards any claim you make) the lower the premium.

We don’t mean set the excess so high it results in you struggling if you come to claim. However if you can afford to pay more for your excess each month, then this could bring the overall price of your insurance down.

 

Pay annually

Put some money to one side throughout the year for your car insurance so you can pay it in an annual sum.

Insurers can charge heavily for paying in installments. Although this is convenient it can become the most expensive.

We’ve got some great deals for NHS and healthcare staff on motor insurance, take a look.

 

 Home Insurance

Home_Insurance

Your home is probably your most valuable financial asset so it’s important to have the right cover in case the worst happens.

Like with most insurance policies, it’s best to shop around before your renewal quote comes through.

Ronnie Lewry, insurance expert at the Telegraph’s Home Insurance service provided by PayingTooMuch.com, says:

“We find that many of our customers have seen their premiums rise over the years that they have remained with a single provider. When they receive a quote from us they are shocked by how much they can save. One customer had been with his insurer for 27 years and his renewal price was £972. We found the same cover for £229, a saving of 75pc.”

When choosing the best home and contents insurance you should consider excess levels as these will vary by provider. Ideally if you can pay a higher excess, you will pay a lower premium.

When looking at contents insurance, honesty is the best policy. If you have valuables in your household as high as £15,000 then you must specify that these are covered with your insurer. You may be paying a higher premium, but it’s better to have the peace of mind.

When you are getting a quote, you may be asked if you live within 400m of a river, quarry, streams, brooks and the sea. You’re more likely to pay more if you live near water as it’s more prone to flooding.

If you are unsure, then you can easily check using the ruler tool on Google Maps to estimate how far from water you are.

Check out our home insurance offers to see if you can save by being a Health Service Discounts member.

 

 Travel Insurance

Travel_Insurance

Although holidays are probably the highlight to everyone’s year, don’t let not being covered ruin it.

Touch wood, you or any family doesn’t have an accident or fall ill while you’re away but if you do, it’ll be a relief knowing you’re covered for it.

James Dalton, director for general insurance at the Association of British Insurers, said: “No-one wants to go on holiday and have to make a claim on their travel insurance, but for some travellers, having something go wrong can be a very real experience.

“Falling ill abroad can be very traumatic, but travel insurance can cover the potentially high medical treatment costs which can run into tens of thousands”

If you’re planning to take a single trip for a fortnight’s holiday, don’t be swayed into buying for an entire year. Unless you’re a frequent traveller an annual price may be more expensive than a single trip deal.

Remember if you’re only travelling to somewhere in Europe, only buy cover which covers this area. Worldwide insurance which covers US, Canada and the Caribbean usually cost much more.

Travel cover can be harder to find as you get older as medical conditions may come into play. However, no matter what age you are or what medical condition you may have you should never conceal this to get cheaper cover. This will invalidate your policy which could stop you being able to claim.

Beth Macer, Travel Insurance Expert from PayingTooMuch.com says: “Honesty is always the best policy when it comes to travel insurance, and declaring all pre-existing conditions is a necessity, to ensure you have adequate cover when abroad. Declaring medical conditions doesn’t always mean that the price of your insurance will sky-rocket. It does however ensure you are fully protected if the worst were to happen.”

 

Skiing and activities

Skiing

If you’re planning on going on a skiing holiday, winter sports often appear in a policy’s list of exclusions.

It is essential to check the list of inclusions that relate to your skiing holiday and compare to get the best deal.

Similarly, if you think you will take part in activities like para-gliding or bungee jumping, then check you’re covered for it first.

You can see all our best travel insurance deals on our website.

 

 Health Insurance

Health_Insurance

Private healthcare insurance can offer peace of mind when you require medical treatment.

It offers three key advantages such as shorter waiting times, quicker diagnosis and better facilities.

Here are a few ways you can lower the costs of your healthcare plan while still receiving the benefits.

 

Add excess

It’s no surprise that this is one of the easy ways to lower the overall price.

You can bring down your monthly subscription by chipping in that little bit more.

Your excess could be quite low, and you’ll only be asked to pay once a year for each person who claims.

 

Further savings when you renew

Some insurers reward you with savings each year if you don’t make a claim (just like car insurance).

If you don’t need to make a claim, then you’re no claims discount will be reduced.

 

Pay annually

Like most insurance companies, if you pay a yearly sum instead of 12 instalments it tends to work out cheaper. You could save around 5% a year.

 

Explore your options

Some insurers will allow you to choose the six-week option.

With this you will be treated by the NHS if they can treat you within a certain time scale.

If you wait longer than this, you’ll be able to receive private treatment straight away.

You could avoid waiting lists and make savings on your monthly subscription.

 

We hope this article is useful for next time you are shopping around for insurances. If you haven’t already joined our discount scheme, don’t forget it’s free to join and free to use. Sign up today!

 

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Travel

The Ultimate Guide to Britain’s Best Days Out

We get it, planning family days out isn’t easy, you want it to be fun and something to remember. If you’re struggling for inspiration, then you’re in the right place.

We have compiled everything from thrill seeking theme parks to a glimpse into Britain’s history. So, sit back, relax and pick your next day out in the UK stress-free.

History

Historical sites are perfect days out with the family. Fortunately for history lovers, Britain is littered with a huge selection to choose from. Here are our top picks.

Stonehenge

Stonehenge is Britain’s most iconic ancient site.

People are drawn in by the mystery of why and how it was built.

There is the option to get a tour around Stonehenge and walk around the inner ring. This is definitely one to tick off the bucket list.

Britain’s best castles

Best castles in the UK

– Leeds Castle

– Warwick Castle

– Windsor Castle

– Corfe Castle

We believe these are Britain’s best castles as they all are unique in their own way and play a huge part in Britain’s history. And it doesn’t stop here, there are 100’s of castles in the UK you can visit.

If you live close to one, why not incorporate it into a weekend walk and picnic? It’ll be so worth the views.

We have a discount for Warwick Castle with a 45% NHS discount.

Museums

The UK is home to some of the best museums in the world, from awe-inspiring natural history collections to fun and interactive exhibitions. Here are our top picks:

Natural History Museum

This is an obvious top pick as it has everything to offer.

This iconic London museum has drawn huge crowds for more than 130 years.

You’ll discover hundreds of fascinating exhibits, including dinosaur skeletons and fossils, and a mind-blowing blue whale skeleton.

The British Museum

You’ll need a whole day to get around even half of the British Museum’s impressive collection so make sure you have the time to really take in this breath-taking experience.

Prepare to walk around with your mouth wide open as you try and take it all in.

Tower of London

Home to the Crown Jewels and Beefeaters.

The Tower of London has lots to offer for a day out for the kids or family. Parts were used as a prison since the 12th century and the Tower has played an important part in the history of England.

This is a definite one to see if you’re planning a history day out.

 

Cities

There are many beautiful cities in Britain. From traditional and serene to buzzing with life and urban culture. Here’s our rundown of the best the UK has to offer.

Cardiff

The capital of Wales, Cardiff has emerged as one of Britain’s leading urban centres.

From buzzing nightlife, huge shopping arcades, and gigantic rugby stadiums to historic castles and a beautiful bay.

It has so much to offer you won’t be stuck for things to do.

Edinburgh

This is a beautiful city and how can you miss the opportunity to see sights such as Edinburgh Castle and Arthur’s Seat?

Silhouetted against a blue sky with a yellow haze of daffodils misting the slopes, this is a perfect city for Spring. Sounds breathtaking right?

Liverpool

What’s the first thing that comes to mind when you think of Liverpool?

For many, it is the Beatles and it doesn’t disappoint on that either. It offers museums and statues dedicated to the band as well as a buzzing waterfront.

You can also visit that Tate art gallery and not forgetting the dozens of trendy bars and restaurants.

Bath

Britain boasts many great cities, but Bath stands out as the belle of the ball.

Thanks to the natural hot springs that bubble to the surface, the Romans built a health resort here.

It has stunning Georgian architecture that demands your attention.

 

Views

Travellers are spoiled with scenery choices when visiting the United Kingdom but here is our rundown of the best views across Brittan.

Mount Snowdon

Wales’ wondrous Snowdonia gets our top vote for sheer beauty, featuring four mountain ranges and over one hundred lakes.

Mount Snowdon is the tallest mountain in England and Wales. It takes around two and a half to three hours to hike the summit, and the views up and down are thrilling.

The lake districts­

It’s an obvious choice for our top picks for the UK’s best views. Offering soaring mountains, razor-edge valleys, glistening lakes, as well as England’s highest peaks.

Take a breath of fresh air, literally, and go experience the lake district.

Cornwall

Cornwall boasts endless miles of coastline with rugged cliffs, sparkling bays, scenic fishing ports and white sandy beaches.

It can feel like you’re in your own little spot of paradise but with the comfort of home.

It’s a tranquil, picturesque, and just all-around stunning.

 

Activities

Wanting a fun experience? Something for the whole family? Or perhaps a thrill-seeking, adrenalin filled day out? If so this list is for you.

We have compiled a list of the best activity days for the whole family.

You can also get discounts on all the following activities!

Thrill seekers

Escape to Alton towers theme Park perfect for families.

Alton Towers Resort is offering 49% NHS discount.

Discover an island of thrills and adventure at Thorpe Park, with more than 30 incredible, mind-bending rides.

Save 43% compared to gate prices.

Still want more thrill-seeking roller coasters? This will win you over with Britain’s Wildest Family Adventure.

Chessington World of Adventures has a 49% NHS discount and you also get to come face to face with lions, tigers and giraffes.

Want the best view that England’s capital has to offer? The London Eye is the answer.

Have a full 360˚ view of London with views 135 m up. We have a 23% NHS discount for you to use.

Who is a thrill seeker but afraid of heights? No need to worry you can get your kicks from terrifying dungeons.

Located in the UK they offer a horrifying glance into the UK dark past.

We have up to41% off for NHS staff.

Child-friendly activities

Anyone who says they don’t like Lego is lying! LEGOLAND is offering up to 42% NHS discount.

Want to go somewhere new? Want to go to the bottom of the ocean?

OK well, we can’t quite offer that but what we can offer is Sea Life. This is great as you get to see the wonders of the ocean and you don’t have to get wet!

They are offering up to 43% NHS discount.

It’s time to get active. The best way to bond with your kids is with a fun activity.

Kids Activity Guide has a 7% NHS discount.

They have everything from paintballing, quad biking and archery, to go karting.

There is an activity here for everyone.

 

Finally, want something more sophisticated?

Ticketmaster is offering theatre tickets up to 50% off the West EndShows include 42nd Street, Kinky Boots, Dreamgirls, The Snowman and many more…

 

To see all our day out discounts click here.

To get the best discounts for NHS staff sign up here. It’s free to join and free to use.

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Fashion

Freshen up Your Wardrobe With These Spring Style Outfits

 It’s time to put away your bulky winter clothes and get ahead of the game with the latest spring fashion trends.

What better excuse than the arrival of spring to freshen up your wardrobe?

We’ve picked out the hottest brands with the best fashion trends from our range of discount.

If you haven’t already registered with us, you can join here for free.

 

Women’s Blue Tropical Print Bardot Swimsuit

Spring+Discount

Update your swimwear collection with this bold and bright swimsuit. Featuring a flattering Bardot frill neckline and blue tropical print, it’s perfect if you’re getting away to somewhere warm.

Price- £22.00*

Click here to go to the Peacock’s site and get an exclusive 20% NHS discount

 

Girls on Film Pink Bardot Jumpsuit

Spring+Discount

This dusty pink tapered leg jumpsuit with Bardot frill overlay will be perfect for spring nights out.  This pop of colour will brighten up your spring wardrobe instantly.

Price- £30.00*

Click here to go to Little Mistress website and get an exclusive 30% NHS discount

 

Girls on Film Multi Print Bardot Dress

Spring+Discount

This ditsy floral and spot print bandeau dress with double frill overlay neckline is a must have in your spring collection. It can be dressed up or down. Perfect for any occasion.

Price- £26.00*

Click here to go to Little Mistress website and get an exclusive 30% NHS discount

 

Anice Printed Trousers

Spring+Discount

Super soft fabric and complete with unique prints these trousers are an easy summer outfit builder. Perfect for those sublime spring days but will keep you protected from the brisk breeze.

Price £49.95*

Click here to go to the Joules website and get a 15% discount for NHS.

 

Coast Mid-Length Waterproof Jacket

Spring+Discount

Part of the Right as Rain collection, this classic raincoat will truly have you covered. It’s super waterproof but it’s breathable and comfortable at the same time, which makes it a perfect spring coat.  It’s as flattering, stylish and practical as you could wish for.

Price- £109.00*

Click here to go to the Joules website and get a 15% discount for NHS.

Adrelassi- Foral Slip-on Shoes

Spring+Discount

A beautiful but simple shoe. This is a perfect staple for your new spring wardrobe as you could pair it with literally everything. Simple enough to be practical but bold enough to make a statement.

Price – £35*

Click here to go to the ALDO website and get up to 50% off.

 

Septiles- Light Pink Sunglasses

Spring+Discount

Get the perfect cat-eye every time with these chic frames. The all-over marble effect is sure to stand out and perfectly matches the dusty pink lenses.

Price- £21.98*

Click here to go to the ALDO website and get up to 50% off.

 

Celine Backpack – Yellow

Spring+Discount

This best-selling backpack now comes in mustard yellow. It had adjustable shoulder straps and a top handle. The bag is secured by a drawstring and press stud flap so it is really practical. The material is soft to the touch and luxurious with the iconic Paul’s Boutique logo on the front.

Price- £70.00*

Click here to go to the Paul’s Boutique website and get an exclusive 30% NHS discount

 

Green & White Stripe Print Embroidered Cold Shoulder Top

Spring+Discount

We can’t get enough of this green cold-shoulder top. Screaming statement style, its pinstripes and pink floral-embroidered sleeves are so on-trend. It’s a look bound to turn heads. Perfect for re-vamping your wardrobe for spring.

Price- £21.00

Click here to go to the Dorothy Perkins website and get 10% off non-sale for NHS.

 

Women’s White Daisy Tie Sleeve Top

Spring+Discount

Add this on-trend tee to your new season wardrobe. Featuring short tie detail sleeves, a rounded neckline and a graphic stripe and daisy print, it can be dressed up or down with ease.

Price- £12.00*

Click here to go to the Peacock’s site and get an exclusive 20% NHS discount

 

Don’t forget it’s free to sign up as a member, giving you access to all the discounts on our website. Sign up today!

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*Prices correct at time of writing.

Lifestyle

Should You Ditch Sweaty Gyms for an Outdoor Workout?

Bored of the sight of the gym? We get it, the gym can become a place of dread when you’re doing the same workouts day in day out.

To get your motivation back why not mix things up and try an outdoor workout?

There are tons of benefits to exercising outdoors and incorporating one outdoor workout into your weekly routine can boost your well-being.

So, what are you waiting for?! If you’re ready to get started and want some outdoor workout ideas, here’s some inspiration.

 Running

running

Running is something that you can start doing straight away. All you need is a decent pair of running trainers, some running clothing and a bit of motivation to get you through the front door.

If you’re new to running and don’t know where to start, you could join a local running club . We know getting started on your own can be daunting so a running club could be a fantastic way to meet new people.

But if you are going solo, you can download training plans like CouchTo5k. These are great to gently get you going and into a routine! You can use running apps like RunKeeper to track your performance.

However running doesn’t always mean long distance. Although this is good for building on your endurance, it isn’t the most effective way of burning fat.

If you’re a bit more advanced and are looking to shift a few pounds but the thought of running for more than 20 minutes talks you out of going all together then sprints could be the answer. If your eyes widened when you read ‘sprints’ don’t panic, they’re really not as bad as you think.

Doing sprints can be a form of HIIT or High Intensity Interval Training, which targets fat burning as well as improving both aerobic and anaerobic fitness.

Try 30 seconds sprint, 30 seconds rest/light jog and repeat 10 – 20 times. You can change this to 40 seconds on, 20 seconds off if you want to make it harder. If you really want to push yourself or if you’re starting to find this too easy, try this uphill.

 

 Cycling

cycling

It’s time to take your spin class outside! Cycling on sunny winter days can be just as enjoyable as in the summer meaning you can do it all year round.

Like running, cycling can be done for long distance training or as a form of HIIT. You can even join a local cycling group to get you into the swing of things.

This is a perfect one to do as a family at the weekend. Pack a picnic and have some lunch in the park as a rest stop.

If you’re in need of a bike or you’ve just realised your bike is rusting in the shed from years ago… save using your NHS discount here

 

 HIIT workout

If you want a quick and intense workout then HIIT is perfect for you! HIIT workouts have become increasingly popular and can be as quick as 7 minutes.

Nine times out of ten HIIT workouts require no equipment so you can do them anytime any place.

To get you started check out this 7-minute workout, each exercise should be done at an intensity of 8 out of 10, each exercise lasts 30 seconds, with a 10 second rest in between.

Repeat the circuit if you’d like a longer workout but keep your intensity consistent throughout. Make sure you familiarise yourself with each exercise before starting.

 

We’ve got some great discounts for NHS and healthcare staff on fitness clothing:

Gymshark

Adidas

Nike

MyProtein

 

 Plyometrics workout

Ply-what? Yeah, we had no idea either. Turns out Plyo workouts are amazing for working on strength and speed and like HIIT you can do them anywhere with zero equipment.

Keep in mind that plyometric training is not intended for beginners or if you’re recovering for an injury.

But, if you are just starting out, you can simplify it and focus on four exercises for 45 seconds, having 15 seconds rest in between each exercise.

Here is one of our favourite circuits:

  1. Plie squat jump
  2. Double jump
  3. Lateral lunge
  4. Speed skaters
  5. Rest for 60 seconds

 

 Park workout

If you’re lucky enough to live near a park, then use this to your advantage.

You can do a full body workout using a park bench, just make sure no one is sitting on it first of course.

Using your body weight is very effective when trying to build on strength. Here are as few exercises you can do, aim for 12 reps of each exercise and repeat 3 times:

bench workout

Include a lap of the park between each set for an extra push.

 

 Core workout

Most ab exercises don’t require any equipment, bonus! You can do a quick abs blast if your limited-on time or you could add to the end of your run/cycle. Give this 15-minute circuit a try:

Why you should give an outdoor workout a try:

  • Studies show that exercising outside for 20 minutes is equivalent to drinking a cup of coffee in terms of energy levels.
  • You burn more calories! Running and cycling outside means you are constantly changing terrains. A changing surface can enhance the strength of your connective tissue, which may help you avoid certain injuries too.
  • It can be a family thing. Sometimes even the thought of fitting a workout in between work and house chores seems impossible. Why not take the whole family for a bike ride and pack a picnic?
  • People who work out outdoors are more likely to stick to an exercise routine. Around half of the people who join the gym don’t stick with it beyond the first year.
  • You’ll save money. Gym memberships aren’t cheap, even paying for a pay as you go class costs an average of £5 a go. Exercising outdoors means you can put those pennies towards a holiday or new clothes.

If you’re unsure of any exercises, you can Google it and various tutorials should come up.

We hope you give one of these a try and enjoy the workout. Let us know how you get on in the comment box below.

Happy sweating!

If you’re not already signed up it’s free to join and free to use our discounts. Sign up today to start saving.

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